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Our Services

Financial decisions are among the most critical of a lifetime.

Lea Financial Management, Inc., provides expertise in two major areas:

  • Investment Advice and Asset Management
  • Retirement Planning

Unbiased financial advice is extremely valuable and rare.

Lea Financial Management, Inc., is a company in which our staff is not driven by commissions for each transaction. We are paid an advisory fee for the investment management of your portfolio. We are therefore able to give objective investement advice to our fee-based clientele.

Here is what we offer...

Financial advice and management for specific financial programs:

  • Texas Optional Retirement Program (ORP)
  • 403(b) Tax Deferred/Sheltered Accounts (TDA/TSA)
  • Traditional and Roth IRAs
  • 401(k)s
  • 457(b) Deferred Compensation Plans (DCP)
  • Social Security, Civil Service, & TRS Benefits
  • College Savings Plans; including 529 Plans*, Coverdell
  • Education Savings Accounts, & UTMAs
  • Individual & Joint Taxable Accounts

Financial advice and management for investments:

  • Mutual Funds*
  • Exchange Traded Funds (ETFs)*
  • Stock and Bond Portfolios*
  • Certificates of Deposit
  • Non-Qualified, Tax-Sheltered Fixed Annuities

At Lea Financial, our role is to help our clients identify and work toward achieving their financial goals. Through an interactive process, a personal financial/investment plan is developed and implemented. We then regularly monitor and review the progress made in meeting our clients' goals.

Investment Advisory Fees

Fees are based upon a percentage of the assets we manage. Any additional compensation received by us, including 12b-1 fees, reduces the fees that are charged to our clients. This fee reduction is part of our effort to maintain objectivity in our recommendations. Our goal is to ensure that our recommendations are not influenced by compensation incentives.

Fee Schedule (for new advisory-fee clients after December 31, 2007):

  • 0.75% on the first $1,000,000 of assets under management
  • 0.55% on assets between $1,000,001 & $2,000,000
  • 0.35% on assets in excess of $2,000,000

Minimum Assets Required:

  • $1,000,000 -- Accounts below the minimum can be accepted on a case-by-case basis with a negotiated fee.

Disclosure

We are compensated by a quarterly advisory fee and commissions/12b-1 fees (if any) and bill our clients in arrears. At the client’s request, we will recalculate the fee and execute another Investment Advisory Agreement as often as annually. We warrant that fees will not exceed the limits set forth in the Form ADV of Institutional Securities Corp. Please refer to Part II of Form ADV for a complete discussion of fees, potential conflicts of interest, etc. If a client or potential client does not have a current copy of the Form ADV, we will provide a copy to him or her upon request.

The placement of this fee schedule on this website does not constitute an offer to buy or sell securities.

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